A simpler way to run your business through business car leasing, with one payment, less admin, and better cash flow.
Business vehicle leasing gives small businesses access to the vehicles they need without having to buy them outright. Through Yard, business owners can access a Fully Maintained Operating Lease that bundles vehicle finance and most running costs into one monthly payment. This helps improve cash flow and reduce admin. Lease terms can run for up to 60 months / 200,000 km, with options for single or multiple vehicles.
Yard's small business car lease is designed for SMEs that want more predictable costs and less day-to-day vehicle management. Unlike more traditional vehicle finance, a Fully Maintained Operating Lease can mean no large upfront capital outlay, no deposit, and no balloon or residual payment, with vehicle finance and most running costs bundled into one monthly payment.
Key features of a Fully Maintained Operating Lease
Car ownership is not always the most efficient option for small businesses, particularly when you factor in admin, time, and unexpected costs. A Fully Maintained Operating Lease can be a simpler alternative for small business owners who want more predictable vehicle costs and less day-to-day vehicle management.
One fixed monthly payment: Vehicle finance and key running costs can be bundled into one monthly payment, helping make cash flow easier to manage.
Reduced risk of unexpected costs: Key running costs can be included, helping reduce the risk of large, unplanned vehicle-related expenses.
Less admin: Servicing, tyres, registration and other vehicle-related tasks can be handled through the lease structure, helping reduce the administrative burden on your business.
Potential tax benefits: Depending on your business circumstances, lease payments may be tax deductible when treated as a business expense. Speak with your accountant or tax adviser about what applies to you.
Talk to a Yard Vehicle Leasing Specialist to request a quick estimate for your next business vehicle.
Under a Fully Maintained Operating Lease, the monthly payment can include:
Vehicle finance and on-road costs
Scheduled servicing and maintenance
Replacement tyres
Vehicle registration renewal
Fuel cards and fuel management
Toll management
24/7 roadside assistance and breakdown support
Accident management
From live quote to online application, the process is designed to be quick, simple and easy to manage. Eligible applications can be assessed through a secure online platform.
At the end of the lease term, you may be able to return the vehicle, extend your existing lease, or move into a new one.
Yard's car lease for small business is designed for SMEs requiring anything from a single vehicle through to a small fleet of up to 20 cars, with a low doc option available for eligible applicants.
A Fully Maintained Operating Lease can help reduce the day-to-day burden of managing business cars, with servicing, registration, tyres, roadside assistance and other vehicle-related admin handled through the lease structure.
Search vehicles, compare estimated monthly costs, and move from enquiry through to application and assessment through a simple online process.
Enquire online or speak to a Yard vehicle leasing specialist
Complete your application and provide supporting documents
Your application is assessed
If approved, sign your lease documents
A Fully Maintained Operating Lease can include vehicle finance, servicing, maintenance, tyres, registration, fuel management, toll management, roadside assistance, and accident management. For small businesses, this means most of the day-to-day cost and admin of running a car can be handled through one monthly payment.
At the end of the lease, you may be able to return the vehicle, extend the lease or move into a new lease, depending on the arrangement. This gives business owners the flexibility to adapt as their vehicle needs change, without being tied to ownership.
With an Operating Lease, the lessor generally retains ownership and running costs can be bundled into the monthly payment. With a Finance Lease, the lessee usually takes ownership at the end after paying a residual amount and is generally responsible for running costs. For small business owners, an Operating Lease can mean more predictable monthly costs and less exposure to unexpected vehicle expenses. Read more on Yard's guide on operating lease vs finance lease.
Yes. Eligible applicants can access a pre-approved facility of up to $150,000 through a low doc online application. Larger amounts can be considered with further assessment.
This is designed for small businesses and sole traders with at least 2 years' trading history. It can work for a single car or a small fleet of up to 20 vehicles, making it a practical option for SMEs at different stages of growth.
Depending on the vehicle and use case, accessories and some custom ancillaries may be included, such as air compressors, generators and onboard cranes.
Home loans for small business owners
12 May, 2025
A guide for sole traders applying for home loans
16 April, 2025
Navigating home loans: Tips for the newly self-employed borrower
23 May, 2025
Low doc investment loans for streamlined financing
5 March, 2025
Unlocking opportunities: commercial loans tailored for the self-employed
5 August, 2025
Is a non-bank lender right for you?
11 August, 2021
New loan inquiries: hello@yard.com.au
Service requests: help@yard.com.au
Obtain a quick estimate or talk to a Yard Vehicle Lease Specialist.
